Author: Rajan Ghotgalkar

What does your “financial snap shot” look like? Check it out !

What does your “financial snap shot” look like? Check it out !

Hopefully, you have taken that all important “Single Step” from where I left you last time. If YES, it would mean that, you have filled in the  “Budgeting 101.1 Worksheets” Income & Expenditure Sheet and Net worth Sheet Despite the drudgery involved, patient budgeting is the only way to come up with a viable Life Plan because …

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Saving is more difficult than investing

Saving is more difficult than investing

Whenever I have talked with groups of students expecting to get out of University, I am surprised at how any discussion around money quickly came down to “how can I double my money in the stock market?” and when I replied “I have no clue”, I never missed that expression on their face which basically …

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Investors should know whats really happening with the Indian economy

Investors should know whats really happening with the Indian economy

As an investor my interests lie in understanding the real impact of this current economic slow down in the Indian economy so as to to manage my portfolio in a rational manner without being influenced by the politically driven headlines. The GST reform is a sort of India’s Eurozone formation. In fact even better because …

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Let’s understand where we are going with all this fluff ….

Let’s understand where we are going with all this fluff ….

“For all its uncertainty, we cannot flee the future” Barbara Jordan Click here to read more The concepts of Life Planning are so simple that, they almost seem common sense – especially to those who have been subjected to the academic rigors of medicine, software engineering or the more exotic stuff like pure math, etc. Benjamin Graham …

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I should be brain dead to recommend “Life Planning” when the future is uncertain!

I should be brain dead to recommend “Life Planning” when the future is uncertain!

OK, I did say that the future is unpredictable and uncertain when I was signing off my last post Click here to read more So, am I downright brain dead to recommend that, you consider developing a well thought out Life Plan for yourself? But then, when did I ever say that, Life Planning involved predicting …

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Inflation can do to your financial health what Diabetes can to your bodily health

Inflation can do to your financial health what Diabetes can to your bodily health

Understanding inflation has to be our first step when we wish to build a holistic life plan for ourselves – I say this because it has this horrible habit of sneaking up on us from the back and derailing our financial workings.  We are currently going through one such cycle in the global economy; when …

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Summit 10K on Mount Nifty – commence your descent till the time weather is good!

Summit 10K on Mount Nifty – commence your descent till the time weather is good!

It was only yesterday that, the Nifty closed above 10,000 for the first time ever and we already have today’s headline shrieking “Expert take: Why the bets on Nifty hitting 12,000 by next year are on” The Nifty is around 18 times 1 year forward earnings (estimated by so called market experts) ; which puts the …

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The Economist never sounded so confused !

The Economist never sounded so confused !

The grand old man of global economic journalism  seems to be tottering after having stooped low to make a personal attack on the legitimately elected leader of the world’s most populous democracy. It says : India’s prime minister is not as much of a reformer as he seems – But he is more of a nationalist firebrand …

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